SBA Loan Programs
VMS Capital specializes in providing access to numerous national SBA Lenders with less intrusive qualifying requirements.

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Small Business

We provide short-term loans to small and mid-size businesses with steady cash flow. No collateral needed.

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Commercial Real Estate Loans

A commercial real estate loan is a mortgage made using commercial real estate as collateral.

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Asset-Based Fiancing
If your you are unable to obtain traditional bank financing, “Factoring” can be an ideal solution for your working capital needs.

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Are you overpaying for credit card processing? We offer Merchant Services that can save your
small business thousands of dollars each year

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Purchase Order & Contract Finance

Purchase-Order finance
Financing based on a purchase order issued by a creditworthy company or a governmental entity.

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Equipment Leasing & Sale-Leaseback

We assist with equipment leasing finance for many different types of industries, including but not limited to the construction, agricultural, and trucking trades.

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Unsecured Lines of

Unsecured Lines of Credit
We can provide you and your business a Line of Credit from non-credit bureau reporting lenders.

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Our Company

VMS Capital is a loan advisory and brokerage firm in San Diego, CA serving small businesses and commercial real estate investors nationwide.  Our goal is to find the best and cheapest financing solution for every individual case. On many occasions we work with small business owners and real estate investors who have been turned down for a loan by their bank. VMS Capital places a loan for its client with another bank or offers alternative financing via private lenders. VMS Capital works with over 100 lenders nationwide and serves clients in all kinds of industries.

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VMS Capital is available to take the lending search effort off your shoulders so you can focus on running your business. Let us find the best lender for your situation and facilitate the loan application process with our lenders-partners. We pride ourselves on finding creative, innovative and unique ways to overcome any obstacles to get you approved.

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San Diego’s Best Commercial Lending and Small Business Loans Company. Call us today TEL: (619) 795-9660